Ensuring access to healthcare for all Kenyans is a core objective of the Social Health Authority (SHA), part of the government’s initiative toward achieving universal health coverage (UHC).

If you’re looking to pay your SHA contributions, it’s essential to understand the process, which varies based on whether you’re employed or self-employed.

Payment Methods for SHA Contributions

1. Payment Through Employers

If you’re formally employed, your employer plays a crucial role in facilitating your SHA contribution payments. Your employer will automatically deduct your contributions straight from your salary, just like other statutory deductions, such as those for the National Social Security Fund (NSSF).

This method ensures that your contributions are remitted to the SHA on time without any additional effort required from your end.

2. Payment for Self-Employed Individuals

Self-employed individuals can also participate by registering and making voluntary contributions. There are several convenient payment methods available for self-employed individuals:

• Mobile Money: One of the most popular options is using mobile money platforms like M-Pesa.
• Bank Transfers: You can opt for bank transfers to make your payments.
• Authorized Payment Centres: Payments can also be made at various authorized locations.

To get started, you’ll need to register on the SHA portal or visit service centres like Huduma Centres or SHA desks in hospitals to retrieve your payment details.

Understanding Means Testing for Self-Employment

For those self-employed, the SHA utilizes a means testing instrument to determine the appropriate Insurance Premium for households with variable monthly incomes. Here’s how to access means testing:

1. Visit afyayangu.go.ke and log in.
2. Navigate to My Profile.
3. Select Income and indicate that you are self-employed.
4. Answer the questions under Means Testing.
5. The SHA will then calculate the monthly or annual premium based on your responses.

Means testing considers various socio-economic factors, including:

• Household composition and characteristics
• Housing conditions
• Access to essential services
• Asset ownership status
• Level of education
• Employment status

Payment Steps for Self-Employed Individuals

Once your premium is calculated, you can make payments using various methods:

M-PESA Paybill Instructions:

1. Open the M-Pesa menu on your phone.
2. Select Lipa na M-Pesa.
3. Choose Paybill.
4. Enter the Paybill number: 200222.
5. Input your National ID number as the account number.
6. Enter the predetermined payment amount.
7. Complete the transaction using your M-Pesa PIN.

Payment Using the USSD Method:

1. Dial *147#.
2. Enter your National ID number when prompted.
3. Select the Make Payment option.
4. Follow the prompts to finish the payment.

Payment Through the Online Portal:

1. Visit the Afya Yangu website.
2. Log in with your ID number, and generate the OTP.
3. Go to the payment section.
4. Follow the provided instructions to complete your payment.