In Kenya, the Social Health Authority (SHA) plays a pivotal role in the government’s mission to achieve universal health coverage (UHC) for all citizens. SHA contributions are essential for ensuring access to quality healthcare services.

This guide provides a detailed overview of how to pay your SHA contributions, whether you’re employed or self-employed, along with the various payment methods available.

Understanding SHA Contributions

The Social Health Authority is designed to ensure that every Kenyan has access to affordable healthcare. Contributions to SHA are mandatory for all citizens, and the payment process varies depending on your employment status.

For Employed Individuals

If you are formally employed, your employer will handle your SHA contributions. This is similar to other statutory deductions like the National Social Security Fund (NSSF). Your employer will deduct the contributions directly from your salary and remit them to SHA on your behalf.

For Self-Employed Individuals

Self-employed individuals can register and make voluntary contributions to SHA. The payment process is straightforward and can be done using mobile money platforms like M-Pesa, bank transfers, or authorised payment centres.

Means Testing for Self-Employed Individuals

For self-employed individuals, SHA uses a means testing instrument to determine the appropriate contribution amount based on household income and socio-economic factors. This ensures that the contributions are fair and affordable.

Steps to Access Means Testing

1. Visit the Afya Yangu portal.
2. Log in to your account.
3. Navigate to “My Profile” and select “Income.”
4. Indicate that you are self-employed.
5. Answer the questions under the “Means Testing” section.
6. Based on your responses, SHA will calculate your monthly or annual contribution amount.

Factors Considered in Means Testing

• Household composition and characteristics
• Housing characteristics
• Access to basic services
• Asset ownership
• Education
• Employment status

How to Pay Your SHA Contributions

Once your contribution amount is determined, you can choose from several convenient payment methods.

Payment Through M-PESA Paybill

1. Open the M-Pesa menu on your mobile phone.
2. Select “Lipa na M-Pesa.”
3. Choose “Paybill.”
4. Enter the Paybill number: 200222.
5. Use your National ID number as the account number.
6. Enter the amount to pay.
7. Complete the transaction by entering your M-Pesa PIN.

Payment Using the USSD Method

1. Dial *147#.
2. Enter your National ID number when prompted.
3. Select the “Make Payment” option.
4. Follow the prompts to complete the transaction.

Payment Through the Online Portal

1. Visit the Afya Yangu website.
2. Log in to your account using your ID number and generate an OTP.
3. Navigate to the payment section.
4. Follow the instructions provided to make a payment.

Important Tips for a Smooth Payment Process

• Ensure your National ID number is correctly entered as the account number to avoid payment issues.
• After making a payment, verify the transaction status by checking your SHA account or contacting support services.
• If you encounter any difficulties, reach out to SHA customer support or visit a nearby service centre.

Conclusion

Paying your SHA contributions is a crucial step towards ensuring access to quality healthcare for yourself and your family. Whether you are employed or self-employed, the process is designed to be convenient and affordable. For more information or assistance, visit the official SHA website.